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Sneaky HR Tasks Eating Your Time (and How to Fix Them)

It’s time to tackle those sneaky HR time thieves and take back your calendar. Here’s how.

IT’S HERE!

Your FREE HR Checklist

Here’s your checklist of important tasks related to payroll, benefits, compliance, and general HR. 

These tasks shouldn’t take up your workweek. But when systems fall short, they do. If you’re a small or mid-size business owner or HR leader, you probably didn’t get into this role because you love tracking down time-off requests, chasing signatures, or answering the same benefits question 14 times.


And yet… here we are.

Studies show that small business owners spend about 16 hours (or two full days) per week on HR-related administrative work.

Most businesses lose valuable time to the slow drip of small, repetitive “this will only take a minute,” tasks that quietly eat up the workweek. Add them up, and suddenly your strategic HR goals, like recruitment, retention, and leadership development, get pushed aside.

Here are some of the most common areas that may be draining your time.

Time-Consuming HR-Related Tasks

They seem small. But over time, these tasks drain your attention, your energy, and your progress.

1. Repetitive Tasks and Rework

Every time you hunt down a missing signature or resend login details, you lose time you could be using elsewhere. The common offenders? Answering the same employee questions over and over:

“How do I add my baby to insurance?”
“When do benefits start?”
“How many PTO days do I have left?”

Sound familiar?


Individually, these are quick answers. Collectively? They’re a constant interruption machine. When you stop to respond, you lose focus, break momentum, and push higher-value work further down your list.

🛠️ How To Fix It:  Uncover the pain points. Which areas are bogging down the process due to repetition? Where can you create a self-service culture? This can mean establishing a simple internal HR hub (in your intranet, shared drive, or HR platform), short FAQs on benefits, PTO, payroll timing, and onboarding, or short videos that walk through routine processes.

Then, train employees to go there first. When someone asks a repeated question, send the link along with your answer. Over time, behavior shifts. HR becomes a source, not a help desk.

2. Correcting Payroll Errors

The latest software makes running payroll seem easy, but if something goes wrong, the liability is still yours. Miscalculating pay, outdated tax information, and manually tracking time off are time-consuming to fix, hard to catch, and expensive if you don’t, not just in terms of costs but also in lost time and eroded trust among your workers.

 



🛠️ How To Fix It
:  Automate what you can. Look for tools that let employees request time off directly, route approvals to managers, automatically update balances, and sync with payroll.

When automation handles the basics, HR shifts away from data entry to policy guidance. You’ll still handle exceptions, but you won’t be stuck crunching numbers late at night.

➡️➡️READ MORE: DIY Payroll: Just Because You Can, Doesn’t Mean You Should 

Or leave it to the experts by outsourcing payroll to an IRS-certified PEO. A PEO can simplify the payroll process with a cloud-based payroll portal for employers, online employee access to pay stubs, W-2s, benefits info, employee handbooks, and secure, paperless direct deposits. They can also take care of onboarding, payroll taxes, IRS deposits, benefits administration, compliance guidance, and provide HR support.

3. DIY Compliance Monitoring

Labor laws change constantly. Posting requirements update. Salary thresholds shift. Leave laws multiply. Keeping up with shifting deadlines, state-level compliance requirements, and studying the IRS’s recently updated guidance under the One Big Beautiful Bill Act. Trying to monitor all of this yourself is not only time-consuming – it’s also stressful.


One misstep can be costly. In 2025, the Department of Labor’s Wage and Hour Division recovered more than $259 million in back wages for nearly 177,000 employees. That’s an average of $1,465 per worker (the most since 2019).

🛠️ How To Fix It:  Don’t carry compliance alone. Get expert help by partnering with a professional. Whether it’s through a PEO, outside counsel, or a compliance partner, get support that keeps you updated on requirements that apply to your business.

➡️➡️READ MORE: Navigating Compliance Minefields

You’ll need advice on tricky employee situations, alerts on multi-state regulatory changes, new pay transparency rules, evolving paid leave requirements, changing wage-and-hour laws, new employment-related laws on AI, and much more. 

🚀 Pro Tip: Stay compliant with our HR Checklist covering the latest updates and deadlines related to compliance, benefits, payroll, and general HR that you need to take care of each quarter. Download your free HR Checklist ➡️ HERE

4. Updating Employee Data in Multiple Places

Name changes. Address changes. Promotions. New pay rates. If you’re entering the same update into payroll, benefits, retirement platforms, and internal trackers, you’re doing triple-plus work and increasing the chance of errors. 


🛠️ How To Fix It
: Integrate your systems, invest in HR technology, or work with a PEO. A unified HR platform can help connect payroll, benefits, time tracking, and employee records, among other things.

With better integration, changes flow through automatically. That means fewer entries, fewer errors, and more free time.

5. Handling Every Employee Issue Personally

When you’re the only go-to for every conflict, complaint, or issue, your day gets hijacked fast. Some things absolutely belong with HR. But many could be resolved earlier and better by trained managers.

🛠️ How To Fix It: Upskill your managers by teaching them to give feedback, handle minor conflicts, and document specific issues.  This doesn’t remove HR from the process; rather, it elevates the role, moving them from firefighter to advisor.

Stop the HR Busy Work, Amplify Your Impact

Normalizing HR busy work has real consequences, including burnout. Your top performers may feel overwhelmed by constant overtime or pressure to meet demands. It also creates dependence on key team members, making it difficult to delegate when only a few people hold essential knowledge or responsibilities.

Maintaining inefficient processes limits growth, slows project delivery, and prevents your team from focusing on strategic initiatives. 🛠️ How To Fix It:  Partnering with an IRS-certified PEO can help. By taking on time-consuming tasks, PEOs help small businesses get back more time to focus on productivity and growth. In addition to saving time, a PEO can also save your business money by identifying inefficiencies, streamlining HR processes, and helping you make critical cost-cutting decisions.

Studies show that businesses working with a PEO:

☑️Grow twice as fast and are 50% less likely to go out of business

☑️Have a 12% lower employee turnover rate

☑️Have an ROI of 27.2 % per year, based on cost savings alone

☑️Experience double the annual median revenue growth, with an added 16% increase in profitability

If you constantly feel behind, the fix isn’t more hustle. It’s better tools, clearer processes, and the right support. A PEO can help you stop the small stuff from piling up, so you can invest your time where it matters most. And if you need help, just give us a call at📱 800-446-6567

Find Out What a PEO Can Do for You

If you’re a small to mid-sized business, a PEO can lighten your workload and strengthen your operations. Imagine focusing on growth while experts handle your payroll, taxes, benefits, HR, and compliance.

⬇️Read more about the advantages of working with a PEO in our series:

🔷 HELP WANTED: HR Team or PEO Partner


Investing in an HR team versus partnering with a PEO, which path is best for your small business? As your business grows, managing HR gets complicated – fast.

Should you build your own HR team or explore the benefits of partnering with a PEO? Here’s how to decide which choice best fits your business. ➡️Link #1Link #1Read More

🔷 NEW RESEARCH: More Small Businesses Are Turning to PEOs


Compelling research from the National Association of Professional Employer Organizations (NAPEO) shows that PEOs are helping small businesses scale – a game-changer in 2026.

Working with a PEO isn’t about outsourcing; it’s about upgrading how you manage HR.  It’s about investing in smarter growth, happier employees, and peace of mind. In a business world that’s only getting more complex, that’s a benefit worth having on your side. Thousands of successful businesses are already doing it – and the data proves it works. ➡️Link #2Link #2Read More

IT’S HERE!

Your FREE HR Checklist

Here’s your checklist of important tasks related to payroll, benefits, compliance, and general HR. 

AdobeStock_277387980_01
About Propel HR. Propel HR is an IRS-certified PEO and a leading provider of human resources and payroll solutions for 30 years. Propel partners with small to mid-sized businesses to manage payroll, employee benefits, compliance and risks, and other HR functions in a way that maximizes efficiency and reduces costs. For more information, visit propelhr.com

The Productivity Playbook: How to Turn Outsourcing into a Strategic Win

Here’s your game plan for turning outsourcing into a winning streak.

IT’S HERE!

Your FREE HR Checklist

Here’s your checklist of important tasks related to payroll, benefits, compliance, and general HR. 

Productivity is the secret sauce that separates teams stuck on the sidelines from those with winning streaks. Chances are you’re juggling hiring, compliance, benefits, culture, and about a dozen other priorities . . . all while the clock keeps ticking.

Your power play? Outsourcing. When used strategically, it boosts productivity, streamlines operations, and frees you up to focus on what actually moves the scoreboard – your bottom line.

First Quarter: What Productivity Really Means

In HR, productivity isn’t about sprinting faster – it’s about running the right plays at the right time.


True HR productivity means delivering meaningful outcomes with minimal wasted effort. Speed matters, sure, but impact matters more.

Fast hiring doesn’t matter if turnover remains high. Smooth payroll is great . . .  unless errors keep forcing replays.

At its core, productivity is about consistent, high-quality execution that supports your business year-round.

Here’s the basic stat line. The fundamental formula HR teams use looks like this: Productivity = Total Output / Total Input.

📤Output: Projects completed, revenue generated, goals achieved

📥Input: Labor hours, number of employees, or financial costs

It’s simple math but powerful when you track the right metrics.

Why HR Productivity Is For Champions

When HR productivity is dialed in, your entire team plays better.

Here’s what that looks like on the field:

🎯Better Employee Experience. Faster responses, smoother onboarding, clearer policies – all retention fuel.

🎯Stronger Compliance Defense. Mistakes lead to fines, audits, and penalties – that’s expensive. Productive HR keeps risk off the scoreboard.

🎯Scoring Efficiency. In the Red Zone, the stakes are high, and scoring opportunities significantly increase. When your HR team isn’t buried in paperwork, they can make a more strategic impact by focusing on culture, performance, and growth.

🎯Leadership Trust. HR shifts from order-taker to trusted partner.

The results? A productive HR function is the engine that keeps your people – and your business – moving forward.

The Stats Don’t Lie: Proof from the League

The data backs it up:

➡️Flexibility & Remote Work. A Gartner report finds that 43% of employees working flexible hours say they are more productive. Gallup found that fully remote workers report the highest engagement levels.

➡️Engagement Matters. Highly engaged teams are 17% – 21% more productive than disengaged ones.

➡️The Productivity Gap. Top-tier companies grew more productive, while others saw declines due to inefficient collaboration and low engagement.

🎯Winning teams don’t guess; they measure, adjust, optimize, and power up.

The Box Score: Common HR Productivity Metrics


To know how your team is performing, you need the right stats:

📊 Output Metrics. Revenue per employee, output per hour, goals completed vs. assigned

📊 Efficiency Metrics. Time spent per task, employee utilization

📊 Quality Metrics. Accuracy and impact, not just speed

📊 Engagement Indicators. Engagement scores and absenteeism.

📊 Financial Metrics. Total Cost of Workforce (TCOW)

These numbers tell you whether your plays are working and what needs to be redesigned.

Second Half Adjustments

This is where smart teams pull ahead. One of the most effective strategies? Outsourcing to a Professional Employer Organization (PEO).

A PEO helps improve productivity by offloading time-consuming tasks while strengthening the entire employee lifecycle through MVP expertise and next-level HR tech.

🔥Think of it as adding multiple Tom Bradys to your roster.

THE GAME PLAN

Play #1: Reallocate Resources to Core Strengths


The fastest productivity gain comes from freeing your teams from admin overload. By outsourcing, you get:

Time Savings. Business owners can spend 20+ hours per month on HR admin-related tasks. Outsourcing frees up time for growth, sales, and strategy.

Administrative Relief. Payroll, benefits enrollment, and multi-state compliance tasks move off your plate and into expert hands.

A Team of MVPs. Outsourcing gives you access to a team of pros, ready to help when you need it.

Play #2: Build a Deeper Talent Bench that Flexes

An engaged workforce is naturally more productive.

💼 Lower Turnover. Companies using PEOs see 10%–14% lower turnover, reducing disruptions and retraining time.

💼 Big-league Benefits. PEOs provide access to Fortune 500-level benefits, boosting satisfaction and engagement.

💼 Faster Onboarding. Streamlined onboarding helps new hires get in the game.

Play #3: Upgrade Your Tech Stack

PEOs give small and mid-sized businesses access to advanced HR technology without the big-ticket price tag.

📊 Automation. Payroll and tax automation reduce errors and time-consuming fixes.

📊 Employee Self-service. Employees handle PTO, pay stubs, and benefits updates themselves with fewer interruptions for HR.

Play #4: Strengthen Your Compliance Defense


Compliance isn’t optional and managing it internally can drain focus fast. With a PEO on your team, you get:

🛡️Expert Guidance. A team of HR pros helps prevent fumbles and penalties. PEOs stay on top of federal, state, and local regulations, including ACA and FMLA.

🛡️Safety Programs. Proactive safety audits reduce workplace incidents and business disruption.

Play #5: Win on the Scoreboard

All these efficiencies lead to real, measurable stats:

🏆Faster Growth. Businesses using a PEO grow 7% – 9% faster than those that don’t. And are 50% Less Likely to Go Out of Business

🏆High ROI. The average annual return on investment is 27.2% based solely on cost savings.

💥That’s not just a win – it’s a blowout. It’s the stuff championships are made of.

FINAL CALL: Make Productivity Your Winning Play!


How far can you go? Productivity isn’t a one-time drill – it’s a GOAT mindset.

When you measure what matters, optimize repetitive work, and outsource strategically, you’re not just working faster . . . You’re working smarter. That’s for legends.

🔥Outsourcing is no rookie move. It’s a strategic productivity partner that helps HR shift from scrambling to scoring. And keeping that winning streak hot.

Ready to Turn HR into a Powerhouse?

Ready to hear your crowd ROOOAAARRR? 🎉 This power playbook is your first step.

➡️If you need some coaching or a huddle about your productivity game plan, we’ve got you all the way to the Super Bowl winning streak and beyond – just give us a call.

IT’S HERE!

Your FREE HR Checklist

Here’s your checklist of important tasks related to payroll, benefits, compliance, and general HR. 

AdobeStock_277387980_01
About Propel HR. Propel HR is an IRS-certified PEO and a leading provider of human resources and payroll solutions for 30 years. Propel partners with small to mid-sized businesses to manage payroll, employee benefits, compliance, risk, and other HR functions in ways that maximize efficiency and reduce costs. To learn more, visit propelhr.com

Scaling Smart: How a PEO Prepares Your Business for Growth

Is your business growing? Here’s how a PEO becomes a powerful advantage as you gear up for bigger things.

IT’S HERE!

Your FREE HR Checklist

Here’s your checklist of important tasks related to payroll, benefits, compliance, and general HR. 

If you run a small or midsize business, you already know growth is exciting, yes — but also unpredictable, and sometimes overwhelming. That’s exactly why more business owners and HR leaders are choosing Professional Employer Organizations, or PEOs, not just to outsource HR tasks, but to grow smarter, faster, and more sustainably.

The Top 10

A PEO helps you scale without letting the behind-the-scenes stuff collapse under the weight of bigger payrolls, more onboarding, greater compliance risk, and higher employee expectations. It’s like adding an entire HR department overnight, minus the overhead and recruitment scramble. A few advantages include:

1. You Get HR Infrastructure Before You Actually Need It (Which Is Exactly When You Need It)

Most small businesses don’t feel the pain of HR complexity until it’s too late. Payroll errors start multiplying, employees want benefits you’re not equipped to provide, and suddenly you’re Googling state labor laws at 11:30 p.m.

A PEO lays the foundation before those cracks show. Payroll scales without drama. Whether you have 10 people or 110, payroll stays smooth, compliant, and on time. Onboarding becomes a real process and not a scramble. Templates, checklists, digital forms, background screening, and automated workflows ensure consistency as you grow. Policies adjust proactively. A PEO helps you build employee handbooks, update them with new laws, and create clear rules that reduce risk as your headcount increases.

2. A PEO Delivers the Big-Company Benefits Employees Want

Here’s the part that often surprises business owners: a PEO can give you access to benefits packages typically reserved for much larger companies.

Because a PEO pools together employees across its client base, you essentially get to “buy in bulk,” accessing high-quality benefits at lower rates. That means you can offer your team robust health plans, retirement savings options, and other top-tier benefits typically reserved for larger companies (and top talent expects).

🎯When employees enjoy comprehensive benefits without compromise, your company is seen as a long-term career option. Retention rises, and as every HR pro knows, that’s a growth strategy.

3. Compliance Stops Being a Guessing Game

Growth = risk.  New states. New regulations. New employment laws. New reporting requirements.

This is where many small businesses unintentionally step into danger territory. The rules change constantly and the stakes are high.

A PEO becomes your compliance command center:

✅They track federal, state, and local employment laws.

✅They help maintain the required documentation.

✅They ensure new hires are classified correctly.

✅They reduce risk with structured workplace policies.

✅And because of the co-employment relationship, many PEOs also share certain administrative responsibilities – meaning you’re not alone if something goes sideways.

🎯Growing is risky. Growing without compliance support? That’s gambling.

4. HR Technology You Don’t Have to Build Yourself

Scaling is smoother when everything is connected, such as payroll, onboarding, PTO tracking, benefits enrollment, performance management, and reporting. But building your own HR tech stack or licensing multiple vendors gets expensive fast.

🎯A PEO delivers the all-in-one HR command center designed for your business. Better data, better workflows, better decision-making.

5. A PEO Frees Up Time (A Lot of It)

If you’re a business owner, your job is to grow the business, not troubleshoot payroll deductions. If you’re an HR manager, your job is to support the people strategy, not drown in admin work.

A PEO takes on repetitive, time-consuming tasks, such as processing payroll, managing benefits, handling tax filings, and preparing compliance documentation. The more you grow, the more time you reclaim, instead of watching your workload escalate with each hire.

6. You Gain a Team of HR Experts Without Expanding Your Staff

Growing companies don’t always have the luxury of immediately hiring a full HR team — HR generalists, benefits specialists, payroll administrators, compliance officers, recruiters, risk managers, the whole lineup.

A PEO gives you access to exactly those roles, on-demand expertise, without the full-time salary load.

➡️➡️READ MORE: HR Help Wanted: In-house Team or PEO Partner

Need help rolling out a new PTO policy? Preparing for benefits renewal? Handling a sensitive employee relations issue? There’s an expert for that. It’s like having a seasoned HR department already onboard, ready to advise you every step of the way.

7. You Become More Attractive to Investors and Partners

Here’s something entrepreneurs don’t always think about: investors love operational maturity. When a PEO is part of your infrastructure, it signals you’re compliant, manage risks well, your HR processes are stable and that you can scale responsibly.

🎯For investors, lenders, and potential partners, a strong HR foundation = reduced risk. And reduced risk makes you a better bet. For acquisitions and rapid growth phases, a PEO can also make integration smoother.

8. A PEO Helps You Build a Better Employee Experience

Growth doesn’t just require more people; it requires keeping the good people you already have on board.

A PEO helps you:

✅Improve communication and access to information.

✅Build modern HR processes that employees trust.

✅Provide competitive benefits

✅Create fair, consistent workplace policies.

🎯A better employee experience leads to lower turnover and higher morale. And in high-growth companies, stability is gold.

9. You Can Expand Into New States With Confidence

Need to hire employees in another state? That’s great for growth, but it creates compliance challenges due to different tax rules and labor law requirements. 

🎯A PEO handles all of it, letting you recruit the best talent in any location without losing sleep or risking penalties.

10. You Scale Strategically

Growth can stress your business when operations lag behind headcount. A PEO aligns both, so you’re expanding strategically.

🎯The result? Smooth transitions. Predictable costs. Cleaner processes. Less risk. Happier employees. And more time to focus on what actually grows the business — not on what slows it down.

Growth Is Easier ➡️When You’re Not Doing Everything Yourself

If you’re preparing to scale — or even thinking about it — the question isn’t whether you can handle growth alone. It’s whether you should.

With a PEO, growth is a plan.

A PEO delivers the infrastructure, expertise, and stability that power growing companies, without requiring a major investment or a staff increase.

Ready to see what a PEO can do? We can lighten your workload and help you drive growth, just give us a call at (800) 446-6567 or visit propelhr.com

🎯PEO Series: The PEO Difference🎯

Learn more about how a PEO can help your business in our series:

🔶HR Help Wanted: In-house Team or PEO Partner. Investing in an HR team versus partnering with a PEO, which path is best for your small business? As your business grows, managing HR gets complicated –  fast. Should you build your own HR team or explore the benefits of partnering with a PEO? Here’s how to decide which choice best fits your business. Read More

🔶Navigating Compliance Minefields. Navigating HR compliance can feel like tiptoeing through a minefield — one wrong move can trigger costly consequences. From pay transparency laws to overtime thresholds, new regulations evolve faster than most small HR teams can keep up with. Here’s a look at the top HR compliance challenges and how to avoid turning small missteps into expensive lessons. Read More

🔶New Research Shows Why More Small Businesses Are Turning to PEOs. The data is in! And it shows how partnering with a PEO will be the smartest move for small businesses in 2026. Recently released research from the National Association of Professional Employer Organizations (NAPEO) shows that PEO partnerships are helping small businesses scale. It’s smarter, more efficient, and a game-changer. Here’s what the latest data shows. Read More

IT’S HERE!

Your FREE HR Checklist

Here’s your checklist of important tasks related to payroll, benefits, compliance, and general HR. 

AdobeStock_277387980_01

About Propel HR. Propel HR is an IRS-certified PEO that has been a leading provider of human resources and payroll solutions for more than 25 years. Propel partners with small to mid-sized businesses to manage payroll, employee benefits, compliance and risks, and other HR functions in a way that maximizes efficiency and reduces costs. For more information, visit www.propelhr.com

Your HR Checklist for Year-end 2022

As we head into the final quarter of 2022, there are a number of tasks small businesses need to tackle by the end of the year. Here are some of the most important related to payroll, tax, compliance, benefits, and general HR.

PAYROLL & TAX

File Form 941. File IRS Form 941, Employer’s Quarterly Federal Tax Return, if you paid wages subject to employment taxes. If you timely deposited all taxes due, you have 10 additional calendar days to file the return. IRS Form 941 is due Oct. 30, 2022, for Q3 2022, and Jan. 31, 2023, for Q4. 

Submit Deferred Tax Responsibilities Under the CARES Act. If you took advantage of the Coronavirus Aid, Relief Economic Security Act (CARES Act) employer Social Security tax deferral for 2020, you must pay the remaining installment by Dec. 31, 2022.

Schedule Special Bonus Payrolls. Make sure all special bonus payrolls have been scheduled. Also, verify that all taxable fringe benefits were withheld from paycheck(s) during the year. If not, make necessary adjustments before the last payroll of the year.

COMPLIANCE

Provide QSEHRA Plan Notice. Applicable small businesses, generally those with less than 50 employees that don’t offer a group health plan, can contribute to their employees’ health care costs through a Qualified Small Employer Health Reimbursement Arrangement (QSEHRA). A QSEHRA allows small employers to provide non-taxed reimbursement of certain health care expenses, like health insurance premiums and coinsurance. For QSEHRA plans that begin Jan. 1, 2023, you must provide a notice to each employee by Oct. 3, 2022. 

➡️➡️Read More:  How Outsourcing Benefits Small Businesses

Distribute FSA Covered Expenses Reminder. If you offer a Flexible Spending Account (FSA) as part of your benefits program, remind employees to submit receipts and supporting documentation for any incurred covered expenses. The deadline to submit 2022 receipts for reimbursement is Dec. 31, 2022. Some plans differ, so check your plan’s submission deadlines as well as available grace periods and/or carryover options. 

Review All Insurance Policies, including Workers’ Comp. Contact your insurance broker to determine if you need to adjust your liabilities to cover additional exposure. Also, check with your Workers’ Compensation broker to determine if any changes in your work environment or staff work assignments may affect your exposure and codes currently on your account.

Conduct Nondiscrimination Testing. Non-discrimination testing is a set of IRS tests that reviews the fairness of an employer’s benefit plan. Employers who offer a 401K, 125 Premium Only Plan (POP), and flexible spending account (FSA) must conduct non-discrimination testing on the last day of their plan year to ensure that benefits are available to all eligible employees under the same terms. By conducting early tests, you can modify plans accordingly. For calendar year plans, the deadline is Dec. 31, 2022. 

Update Workplace Labor Posters and Notices. Requirements for posting labor posters differ by state, such as EEOC notices about employment rights, FLSA minimum wage posters, and OSHA notices about workplace safety. Review any changes to applicable wall posters in the state where you have employees and electronic posters for remote workers. 

BENEFITS

Review 2023 Health Plans Against New Affordability Thresholds. Review your employee health plan to make sure it satisfies the Affordable Care Act (ACA) affordability threshold requirements. The affordability threshold is the highest percentage of household income an employee must pay for monthly health insurance plan premiums, based on the least expensive employer-sponsored plan offered that meets the minimum essential coverage requirements required under the ACA. 

The IRS lowered the 2023 employer health plan affordability threshold requirements, or cost-sharing limit, to 9.12% of an employee’s household income. This percentage is down from the limit of 9.61% set in 2022. The adjusted threshold percentage applies only to a plan year — not a calendar year. Non-calendar-year plans must use 9.61 percent to determine affordability in 2023 until their new plan year starts.

Prepare and Distribute Annual Medicare Part D. If you provide prescription drug coverage, you must distribute a creditable coverage notice, Medicare Part D Notice of Creditable Coverage, to plan participants by Oct. 14, 2022. 

Prepare and Distribute Annual Compliance Notices. Each year, applicable employers are required to distribute certain compliance notices to employees. Examples include a Summary of Benefits and Coverage (SBC), privacy practices on personal health information (HIPPA), the Children’s Health Insurance Program Reauthorization Act on health coverage assistance (CHIPRA), and Women’s Health and Cancer Rights Act (WHCRA).

➡️➡️Read More: Health Benefits Beyond Health Insurance

Also, make sure that your wellness program follows the compliance requirements under Equal Employment Opportunity Commission (EEOC), Americans with Disabilities Act (ADA), and Genetic Information Nondiscrimination Act (GINA).

GENERAL HR

Review Requirements of State Voting-Leave Laws. The 2022 midterm elections will be held on Nov. 8, 2022.  While federal law does not require employers to give employees time off to vote, a majority of states do. Review the voting-leave laws in the states where your business operates to determine if you must provide employees time off. 

Review, Update and Distribute Annual Internal Documents. The end of the year is a great time to review all annual documents that must be distributed to employees, such as employee handbooks, updated workplace policies, and the calendar of company-observed holidays for the coming year. 

Update Employee Records. Make sure all employee information is updated and that outdated employee records are disposed of properly.

Need Help? 

Depending on the type of business and industry, your checklist may be different and even more complex. If so, contact us. By partnering with an IRS-certified PEO like Propel HR, you gain access to a team of HR experts to help you navigate the complexities of your business as well as stay compliant.

PLEASE NOTE: This information is for general reference purposes only. As we continue to work during an active pandemic, laws, regulations, and filing deadlines are likely to change. Please check with the appropriate organizations or government agencies for the latest information and consult your employment attorney and/or benefits advisor regarding your responsibilities. In addition, your company may be exempt from certain requirements and/or be subject to different requirements under the laws of your state. (Updated Sept. 20, 2022)

About Propel HR. Propel HR is an IRS-certified PEO that has been a leading provider of human resources and payroll solutions for more than 25 years. Propel partners with small to midsized businesses to manage payroll, employee benefits, compliance and risks, and other HR functions in a way that maximizes efficiency and reduces costs. Visit our new website at www.propelhr.com.

 

Women in the Workforce Part 10: The Fight for Equal Rights

Contraception and the women’s liberation movement were some of the most important factors leading to the passing of the Equal Rights Amendment.

Reproductive Control. Although the contraceptive Pill first went to market in 1960, it was not widely available until the early 1970s. In 1999, The Economist magazine named The Pill the invention that defined the twentieth century. And it is no coincidence that when the birth control pill became widely available, the number of young women applying to post-secondary schools dramatically increased. It allowed young women to decide when to have children and gave them the confidence to begin careers that required longer education and training. 

The nuclear family shifted during the 1960s and 1970s. Divorce rates increased, and it was more common to see unmarried couples living together. Single mothers also became more normalized. The message was clear to young women that they needed to be more independent and not count on marriage for their security.  

The Influence of the Civil Rights Movement. Finally, the Civil Rights Movement influenced the feminists of the 60s. They learned lessons from the struggles and successes of the black community. After coming to grips with the realities of racism in America, young people were more willing to question traditional cultural norms, which opened the way for others who had been discriminated against to stand up and fight. It was the perfect storm for the Women’s Liberation movement to take shape and grow. 

➡️➡️ Read More: 09_Is This All?

Gail Collins explains the change in the movement, “The first wave won the ballot but failed to eliminate the wall between women and the male-controlled public world. The second wave wanted an equal role in everything – business, the arts, sports, politics, science, and academia. It had begun a couple of years earlier, in Betty Friedan’s hotel room in Washington. Now it was about to explode into a movement that included reformers such as Friedan and revolutionaries such as New York Radical Women, with countless students, factory workers, teachers, and housewives in between. It was a moment when history opened to every woman ready to join a march, start a consciousness-raising group, or give her daughter a baseball and bat for Christmas.”

Women’s Lib Leadership Emerges. Many women were protesting, but there was no unifying voice. Some radicals envisioned a world with no men, while reformers such as the National Organization of Women simply wanted to create a fairer world where both sexes could work together. There were many viewpoints, and local chapters focused on different issues. Regardless of organizational unity, the movement grew and evolved. 

In 1972, Ms. magazine was founded by activists Gloria Steinem and Dorothy Pittman Hughes. The first issue sold out in eight days and generated more than 26,000 subscribers. Steinem became the face and spokesperson of the women’s lib movement in the 70s. Betty Friedan had woken up a generation of women, and Steinem brought more women into the fold with her approachable style and near-celebrity status. She served as a symbol that women could be intelligent, beautiful, and demanding of their rights.

In 1970, Betty Friedan stepped down as the head of NOW. In her farewell speech, she called on every working woman to stop and take to the streets on August 26, the 50th anniversary of the 19th Amendment. Thousands of women marched across America on that day as a strike for equality. In her post-march speech, Freidan said, “In the religion of my ancestors, there was a prayer that Jewish men said every morning. They prayed, ‘Thank thee, Lord, that I was not born a woman.’ Today I feel, feel for the first time, feel absolutely sure that all women are going to be able to say, as I say tonight, ‘Thank thee, Lord, that I was born a woman for this day.’”

➡️➡️ Read More: 08_The Myth of the Ideal Woman

Things were changing in ways big and small, and America was feeling it. Women were fighting for rights, and their voices were being heard. In 1974, the Equal Credit Opportunity Act became law which prohibited discrimination in lending. Title IX prohibited sex discrimination in federally funded education programs. People seemed to be on board with equal rights for women. Many states reformed their laws to reduce discriminatory practices. Everything was aligned for the passage of the Equal Rights Amendment. 

ERA Passes Congress. At 85, Alice Paul was in D.C. orchestrating the final details. Women were pressuring the members through extensive networking, and Representative Martha Griffiths was forcing the ERA through the House. The Equal Rights Amendment is simple and reads, “Equality of rights under the law shall not be denied or abridged by the United States or by any state on account of sex.” The ERA passed the House in 1971 with a vote of 352 to 15 after only an hour of debate – the first time the House had acted on it since its introduction in 1923. The Senate held out longer due to resistance, such as N.C. Senator Sam Ervin who said, “Keep the law responsible where the good Lord put it – on the man to bear the burdens of support and the women to bear the children.”

➡️➡️ Read More: 07_A Woman’s Place

In 1972, the amendment finally passed Congress and needed 38 states to ratify for the Constitution to be amended. Hawaii was the first state to ratify within minutes of the passage. Within two days, six states unanimously ratified it, and 24 more states quickly followed. However, the momentum eventually died, and the backlash began with only three states remaining to ratify. 

Women in the Workforce: We Can Do It!

Whether married or single, with children or not, working part-time, full-time, or even two jobs, as a stay-at-home mom or a community volunteer, American women can do it! Throughout history, American women always have. And I am so proud we do! Over the next few months, I will explore how topics about women in the workforce from the early 1900s until the present. Also, I want to note the changing trends of women in the workforce that this series contemplates will focus on white, middle-class women. Women of color have had very different experiences, and their work lives have been defined by racism, sexism, and financial necessity. I have pointed this out when possible, but please keep in mind that this series is not a complete picture of all women. 

This is Part 10 of a 14-part series, Women in the Workforce: We Can Do It!, which explores topics related to the history, challenges, and accomplishments of working women in America. Topics to date include: 01_Women in the Workforce: We Can Do It!, 02_The War Opens the Doors for Working Women, 03_Rise of Jobs, Rise of Inequality,  04_Working Women and The Great Depression, 05 The Rise of Female Empowerment, 06_Stay Home or Be Paid Less and 07_A Woman’s Place, 08_The Myth of the Ideal Woman and 09_Is This All?

Propel HR President Lee Yarborough

“My father, Braxton Cutchin, and I founded the company in 1996. After being in the PEO and HR world for 25 years, I have experienced firsthand the value we can provide to both the clients and the employees. It is truly a win for all parties. I’m proud to have helped establish Propel HR as an industry forerunner in the Southeast. There is nothing I love more than receiving phone calls from clients who seek my advice as a trusted advisor. This is a business where I feel that I can help others, and that is important to my own value.”

 — Lee Yarborough, President, Propel HR

Active in many professional and community organizations, Lee recently served as Chair of the Board of Directors of the National Association of Professional Employer Organizations (NAPEO). As NAPEO Chair, Lee focused on diversity and initiatives to deepen member relations. Under her leadership, she formed Women in NAPEO (WIN), a networking group designed to engage, empower, and encourage women working in the PEO industry. On the local level, Lee also served as the Chair of NAPEO’s Carolinas Leadership Council for more than a decade. In 2015, she was named a Fellow of the eleventh class of the Liberty Fellowship Program and a member of the Aspen Global Leadership Network.

An advocate for public education, Lee has served on the executive board as Chair of Public Education Partners and is the founder and director of Read Up Greenville, a young adult and middle grades book festival in downtown Greenville, SC.

When she breaks from board meetings, client visits, and networking, most likely, you will find Lee reading, camping, or spending time with her family. She also enjoys volunteering at her church and staying involved with her children’s schools.

About Propel HR. Propel HR is an IRS-certified PEO that has been a leading provider of human resources and payroll solutions for more than 25 years. Propel partners with small to midsized businesses to manage payroll, employee benefits, compliance and risks, and other HR functions in a way that maximizes efficiency and reduces costs. Visit our new website, www.propelhr.com.

How Outsourcing Benefits Small Business

Looking for more efficient ways to run your small business for less? Outsourcing can be a valuable partner.  

What is Outsourcing?

Outsourcing is a strategy of hiring outside business experts to perform a specific service traditionally handled in-house by the company’s staff. Many small businesses already take advantage of outsourcing certain HR-related tasks, such as payroll, employee benefits administration, including employee health plans, and compliance and risk management. 

Benefits of Outsourcing 

Here are few top reasons that many small businesses outsource.

Significantly Reduces Paperwork and HR-Related Tasks. Outsourcing significantly reduces the growing HR administrative workload and frees up valuable time, which can invest back into growing your business. 

Access to More Expertise. Your HR team benefits from the knowledge and experience of a seasoned team of HR experts who have solved challenges like yours for many other businesses.

Saves Time & Money. Because you pay for only the services you need, the cost to outsource is often less expensive than the cost it would take to expand your Human Resources department. In addition, there are also savings in terms of increased productivity and efficiency. In addition, by outsourcing time-consuming administrative functions, your in-house team gains more time to get more done, and company leadership can focus on growing the business. 

What are Some of the Most Common Challenges Facing Small Businesses Today? 

The growing responsibilities of HR are more complex and time-consuming than ever before and often too costly for small businesses to manage on their own. Here are a few challenges where outsourcing can help. 

Employees Working Remotely. During the pandemic, many employees transitioned to working remotely, and businesses had to find new ways to help employees meet expectations, such as providing training, tools, and resources. In addition, those employers with employees working in different states were subject to different employment laws and additional requirements as well as new state business and payroll taxes. 

Keeping and Attracting Top Talent. HR professionals have their work cut out for them to bring employees back to work, retain top talent, and find qualified workers. During the pandemic, many workers reassessed their jobs and need for a work-life balance. As a result, many opted not to return.  Outsourcing can help employers identify qualified candidates. It can also help keep employees long-term by providing strategies to strengthen employee engagement, including guidance on assembling a competitive employee benefits package that is meaningful to your workforce and right for your business.

▶️▶️Read More:  Health Benefits Beyond Health Insurance

Reducing Workplace Risks.  Staying on top of new regulations and changes in employment law is no easy task. In addition to federal employment laws, many state and local governments have their own laws. While not all laws apply to all employers, HR managers should be familiar with the laws that may affect your business.

Outsourcing can help with guidance on ways to reduce risks and prevent costly compliance violations, including complying with the current requirements of labor laws and regulations. Some of the most common areas include the Fair Labor Standards Act (FLSA), workforce classifications, overtime pay, record-keeping, Family Medical Leave Act (FMLA) eligibility, and responding to EEOC complaints.

Staying in Compliance with Multiple State Regulations.  Navigating different and sometimes conflicting labor laws can be a compliance challenge for businesses both large and small. Outsourcing can help with guidance on reducing risks and preventing costly compliance violations, including complying with the labor laws and regulations governed by the state where employees are working, not just where the employer is based

Providing Better Benefits & Affordable Health Insurance Options.  Enhanced employee benefits packages and affordable enterprise-level health insurance plans are at the top of the list for many job seekers and are also important for keeping your best employees.

▶️▶️Read More: How To Select Employee Benefits

According to a Society of Human Resources Management (SHRM) research study focused on employee benefits, employers who improved their employee benefits packages reported better overall employee performance and productivity, as well as improved recruitment and retention results.  Over the past year, the needs of your workforce have likely changed. Take a fresh look at your current employee benefits package to make sure it includes more perks and competitive benefits, such as mental health benefits.

What Are the Common Reasons Preventing Small Businesses from Considering Outsourcing for Help?

Fear of Losing Control of the Business.  Some business owners believe that outsourcing may result in losing control over their business or a specific process. Not so. As a business owner, you maintain complete control over the business, its activities, and its employees.

What you gain is a valued partner and HR expert to your team to handle the time-consuming administrative HR workload. And as a result, you also get more time back to concentrate on other crucial aspects of running your business, such as operations and financial growth.

Losing Your In-House HR Staff. Your in-house Human Resources team may not be equipped to handle the growing administrative demands of HR or meet the deadlines and requirements of changing employment laws. Outsourcing can give your HR staff access to a team of trusted HR experts who can help fill the gaps, protect your company from potential risks and compliance issues, and help your business run more smoothly.

Should You Consider Outsourcing? 

Do you have a  partner on your team helping you make important decisions about your business? Every small business is faced with challenges and change. But those who partnered with an IRS-certified PEO, like Propel HR, to outsource HR-related tasks benefited from expert guidance and the support to help their business grow.

About Propel HR. Propel HR is an IRS-certified PEO that has been a leading provider of human resources and payroll solutions for 25 years. Propel partners with small to midsized businesses to manage payroll, employee benefits, compliance and risks, and other HR functions in a way that maximizes efficiency and reduces costs. Visit our new website at www.propelhr.com

Health Benefits Beyond Health Insurance

Are your benefits keeping pace with your employees’ expectations? If not, additional health benefits may help to level up your benefits package.

Small Business Series on Employee Benefits Part 4: From understanding the types of health plans and calculating costs to putting together an employee benefits package, this ongoing small business series explores a wide range of topics related to employee health insurance and benefits. The most recent posts include 01_Understanding the Different Types of Health Plans for Small Businesses02_Health Insurance and Employer Responsibilitiesand 03_HowToSelectEmployeeBenefits

Offering Additional Health Benefits

In addition to traditional medical benefits, there are a few popular options in health benefits that you can add on. From saving money to boosting wellness, these add-on health benefits offer many advantages to workers in all stages.

Health Savings Account (HSA) 

Health Savings Account (HSA) is a type of savings account that allows employees to set aside money on a pre-tax basis to pay for qualified medical expenses such as contact lenses, visits to a chiropractor, lab fees, and certain over-the-counter medication.

Contributions are made with pre-tax payroll deductions up to the maximum set by the IRS. Note that HSA tax advantages are at the federal IRS level. Some states do tax HSA funds. 

Contributions can be changed or stopped throughout the year. Unlike a Flexible Spending Account (FSA), HSA balances roll over from year to year. Contributions to your employees’ HSAs are also tax-free and can be deducted as a business expense. While HSA contributions are only allowed when employees are covered under a High Deductible Health Plan (HDHP), employees can use the HSA funds at any time to pay for expenses not covered under their HDHP until deductibles are met. 

Flexible Spending Account (FSA)

A health Flexible Spending Arrangement (FSA) helps employees pay for medical expenses and services with pre-tax dollars. Employees make an annual contribution, up to the maximum limit set by the IRS, through payroll deduction. The contribution is not subject to employment or federal income taxes. FSA dollars can be used to pay for qualified services and out-of-pocket medical expenses, such as medical, pharmacy, dental and vision deductibles, copays, and other health care costs.

FSA plans are not interchangeable, and funds must be applied to expenses incurred during the current plan year. Different types of FSAs, which include:

  • Health Care FSA. With a healthcare FSA, employees set aside money from their paycheck before taxes to use for certain eligible expenses, such as copays and deductibles for health, vision, dental and prescription plans.
  • Dependent Care FSA. A dependent care FSA lets employees save pre-tax dollars for qualified dependent care expenses, such as costs for daycare for children under 13, disabled children of any age, dependent adults, nursery school, and daytime summer camp.

Pre-tax applies to all federal taxes but not all state taxes.

➡️➡️Read More:  How to Select Employee Benefits

Health Reimbursement Arrangement (HRA) 

Health Reimbursement Arrangement (HRA) gives employers the flexibility to help their employees with out-of-pocket medical expenses. Employers fund the HRA account and determine which expenses, within the IRS guidelines, are eligible. Under an HRA, employees submit receipts and are then reimbursed by the employer without having to pay taxes on the reimbursements. To participate, a traditional HRA must be offered along with a group health insurance policy.  

Qualified Small Employer Health Reimbursement Arrangement (QSEHRA)

Qualified Small Employer Health Reimbursement Arrangement (QSEHRA) is an option forbusinesses that are unable to offer group health insurance but want to help employees pay for medical and insurance expenses.

Under a QSEHRA, small businesses with fewer than 50 full-time employees are eligible to  provide non-taxed reimbursement of certain healthcare expenses, such as health insurance premiums, to employees with qualifying health insurance coverage.

With a QSEHRA, small employers are allowed to determine the amount they will contribute to their employees’ health care costs, up to an annual maximum set by the IRS.

Dental and Vision Insurance

Dental and vision benefits can be purchased and offered as an add-on to a group plan. While you’re not required to offer dental and vision insurance, it can provide a major benefit to your employees, and it can be an attractive benefit to your overall benefits package.

Wellness Programs 

A new benefit that’s gaining popularity is wellness programs. This includes a wide range of options, including health assessments, screenings to identify potential health issues, or giving employees a stipend for a gym membership or other wellness-related activities to encourage physical and mental health and well-being.

Employee Assistance Program and Mental Health Benefits 

As mental health issues continue to rise, employer’s costs are also increasing — resulting in higher healthcare costs and lower productivity. One way to help employees is by providing mental health benefits through an Employee Assistance Program (EAP). An EAP provides services to help employees, their family members, and dependents cope with personal issues that may affect their health, mental and emotional well-being, as well as their job performance.

While an EAP is not health insurance, it is usually offered in conjunction with an employer’s health insurance plan. All services are confidential, and in most cases, are free. Services include mental health services, professional counseling and referrals, personal and family support, and guidance on financial wellness.

Exploring More Options in Health Benefits?

From tax breaks, cost-savings to a healthier and happier workforce, the advantages of enhancing your benefits package with additional health benefits go beyond a traditional health insurance plan. If you need help finding options that are right for your small business, just give us a call (800) 446-6567.

PLEASE NOTE: This information is for general reference purposes only. Please check with the appropriate organizations or government agencies for the latest information and consult your employment attorney and/or benefits advisor regarding your responsibilities. In addition, your company may be exempt from certain requirements and/or be subject to different requirements under the laws of your state. (Updated August 24, 2022)

About Propel HR. Propel HR is an IRS-certified PEO that has been a leading provider of human resources and payroll solutions for more than 25 years. Propel partners with small to midsized businesses to manage payroll, employee benefits, compliance and risks, and other HR functions in a way that maximizes efficiency and reduces costs. Visit our new website at www.propelhr.com.

 

How to Select Employee Benefits

Putting together a competitive and affordable benefits package is no easy task. If you have a small business, how do you offer your employees the quality of care they want without breaking the bank?

Small Business Series on Employee Benefits Part 3: From understanding the types of health plans and calculating costs to putting together an employee benefits package, this ongoing small business series explores a wide range of topics related to employee health insurance and benefits. The most recent posts include 01_Understanding the Different Types of Health Plans for Small Businesses and 02_Health Insurance and Employer Responsibilities.

Studies show that benefits play an important role in boosting morale and productivity, leading to a happier, healthier, and more engaged workforce. In a tight labor market, a top-rated employee benefits package is a must for attracting and retaining top talent, showing employees you care, and staying ahead of the competition. By planning ahead, small businesses can develop an competitive and affordable benefits program. 

Employee Benefit Strategies

According to a recent MetLife study on Employee Benefits Trends, 80 percent of those surveyed said that meeting the needs of workers across all life stages is at the forefront when selecting employee benefits. While benefit options (and costs) vary, most employers offer health insurance, life, and disability insurance, retirement income plan benefits, paid-time-off benefits, and educational assistance programs. 

Read More: Choosing the Right Health Plan for Your Small Business

Here are a few important strategies to consider as you put together your benefits program and budget.

Conduct a Needs Assessment. To select the type of benefits you want to offer, determine the benefits your employees need through an in-depth assessment process. 

Gather Employee Feedback. MetLife’s  benefits study identified five key areas that employers can address to create a more satisfying experience for workers.  According to the survey, employees are looking for a competitive benefits package, along with: 

  • Meaningful Work
  • Flexibility and Work-life balance
  • Social and Supportive Culture
  • Career Development
  • Wellness Program and Benefits

For more insight, gather employee feedback through one-on-one interviews and questionnaires. This process is an opportunity to learn more about the areas that are important to your employees as well as areas that may need to be addressed long-term.  

Conduct a Utilization Review. If you already have a benefits plan in place, determine how benefits are currently being used so that you can make necessary adjustments. Many times, your health insurance carrier will provide a utilization study for your review.

Analyze Workforce Demographics. Take a look at the demographics of your workforce and evaluate the needs of different categories of employees. For example, younger employees may value working remotely or more paid time-off, while older employees may value retirement plans.

Determine Health Insurance Coverage. The most important (and most expensive) employee benefit you can offer is health insurance. Before selecting a health insurance plan, determine how many employees are eligible for coverage and how many employees plan to participate.

Understand Health Insurance Laws. Be familiar with applicable federal and state health insurance laws and regulations that apply to your business. For example, make sure your plan complies with key provisions for employers under the Affordable Care Act (ACA), as it may affect your decision on who should receive coverage.

And review the provisions under the Department of Labor’s Employee Benefits Security Administration (EBSA) which administers several important health benefit laws covering employer-based health plans. These laws include:

  • Basic rights to information about how your health plan works
  • How to qualify and make claims for benefits
  • Right to continue health benefits when due to loss of coverage or a job change
  • Protections for special medical conditions

➡️➡️Read More: Health Insurance and Employer Responsibilities

Understand the Different Types of Health Plans. From a traditional group plan, Preferred Provider Organization (PPO), to a High-Deductible Health Plan (HDHP), there are many options when it comes to health insurance for small businesses. Understand the advantages of each and compare costs.

Explore Tax-Deductible Benefit Options. For additional cost savings, look for available tax-deductible benefits, such as Health Savings Account (HSA) and Flexible Savings Account (FSA).

Determine Shared Costs. This refers to how employers and employees share benefits costs under a group health insurance plan, such as premiums and deductibles. Balance your deductibles and premiums accordingly so that you can offer enough variety and affordability to employees. Generally, the lower the total premium cost, the less the employer pays monthly. Likewise, the higher the deductible, the more the employee pays, and the lower the cost to the employer. 

Look for Flexibility. Changes in the economy, your industry, and regulatory mandates can affect your benefits program. Look for benefits that offer the flexibility to make necessary adjustments to manage costs, such as eliminating administrative expenses and underused benefits. 

Benefits that Work for Your Employees and Your Budget

When it comes to employee benefits, a more engaged and productive workplace is one that focuses on the whole employee. Seek guidance from an insurance broker or benefits expert who can help calculate costs and identify competitive benefits options that work for your employees and your bottom-line. 

Please Note: This information is for general reference purposes only. Please check with the appropriate organizations or government agencies for the latest information and consult your employment attorney and/or benefits advisor regarding your responsibilities. In addition, your company may be exempt from certain requirements and/or be subject to different requirements under the laws of your state. (Updated August 16, 2022)

About Propel HR. Propel HR is an IRS-certified PEO that has been a leading provider of human resources and payroll solutions for more than 25 years. Propel partners with small to midsized businesses to manage payroll, employee benefits, compliance and risks, and other HR functions in a way that maximizes efficiency and reduces costs. Visit our new website at www.propelhr.com.

Women in the Workforce Part 9: Is This All?

Is this all? Well-educated middle-class suburban women in the early 1960s begin to push back

In the early 1960s, the United States was no longer a farming country; only 30% lived in rural areas. Prosperity was high, 60% of families lived in homes they owned, and 75% owned a car. A quarter of all families lived in the suburbs. Jackie Kennedy was the ultimate “corporate wife” role model, and it appeared that the American dream was fulfilled. Housework was easier than in years past, and women had more time on their hands. 

And then, one woman asked in a book that sparked a movement, “Is this all?” Betty Friedan published The Feminine Mystique in 1963 in response to her own restlessness as well as the women around her. Her book validated the unhappiness that many women in the 1960s were feeling. She shared that well-educated middle-class suburban women were being duped into believing that housework was satisfying and that, in essence, “the feminine mystique has succeeded in burying millions of American women alive.” The book was a call to action and a call for outside employment. The book inspired women all over, and women began to question what was right for themselves. 

Women Work Politically to Make Changes. While Friedan was asking suburban women if they were satisfied, other women were working politically to make a change. Each year, Alice Paul led the National Women’s Party to Congress to request the introduction of the Equal Rights Amendment or ERA. Alice Paul was instrumental in the suffrage movement in the early 20th century and continued to fight for the ERA, which was first introduced in 1923 as a constitutional amendment barring discrimination on the basis of sex. 

➡️➡️Read More: Women In the Workforce: 08_The Myth of the Ideal Woman

The ERA was controversial because many believed that by solidifying legal equality, laws which protected women, such as reduced working hours or prohibiting military service, would be dismissed. Although the ERA was not a pressing issue at the time, President Kennedy was beginning to feel the pressure that his administration was not doing enough for women’s issues. He formed a special Presidential Commission on the Status of Women and asked Eleanor Roosevelt to serve as the symbolic head. The commission was like many committees in government, and it produced a well-meaning but useless report on the status of women. But more importantly, it brought together many women who might never have met, and they discussed women’s rights, a subject that rarely came up at the time. These women pushed for the Equal Pay Act, which Kennedy signed into law in 1963, and many of these women would later be involved in the women’s movement in more fundamental ways. 

Although life in the 1960s looked like the decade before for most white suburban families, the nation was changing. The early 60s continued the long fight for civil rights. The fights did not take place in the white suburbs, but the news showed horrific and unsettling scenes from the sit-ins, Freedom Riders, and the Freedom Summer. In 1963, President Kennedy asked Congress for a comprehensive Civil Rights bill, and after his assassination, President Lyndon Johnson signed into law the Civil Rights Act of 1964, which prohibited discrimination based on race, color, sex, religion, or national origin and included Title VII which prohibited discrimination in employment by hiring, firing, and promoting. 

How Sex Was Added to The Civil Rights Act. A little-known story about this important bill is how the word “sex” was added. The Civil Rights Act was at the top of the list of bills that Representative Howard Smith of Virginia wanted to stop. When it came up for a vote on the House floor, he offered an amendment that would add women. He offered the change as a joke believing that adding women would actually kill the bill. He even read funny letters and told “yes, dear” jokes as part of his speech. As the male legislators laughed at Smith’s ridiculous addition, Representative Martha Griffiths of Michigan rose and stated, “I presume that if there had been any necessity to point out that women were a second-class sex, the laughter would have proved it.” 

This got their attention, and eleven of the 12 female representatives rose to support the addition of women to the Act. The one hold-out was Edith Green of Oregon, who felt that black Americans had to come first. She said, “For every discrimination that has been made against a woman in this country, there have been ten times as much discrimination against the Negro.” However, Griffiths felt that by adding the prohibition based on sex, both black and white women would be able to take a modest step forward together. The amendment passed the House as well as the Senate. Years later, when retired Representative Smith ran into Martha Griffiths, she commented about the good that their amendment had done, and he replied, “Martha, I’ll tell you the truth. I offered it as a joke.”

➡️➡️Read More:  Women in the Workforce: 07_A Woman’s Place

Representative Smith was not the only one who thought that providing women equal protection in the workplace was funny. Jokes were everywhere, citing the new law as the “Bunny Law,” with lots of fodder around the many unshapely men who would apply to be Playboy bunnies or chorus line dancers. 

Title VII of the Civil Rights Act created the Equal Employment Opportunity Commission (EEOC) to implement the law, but it did not focus on sex discrimination. The first commission only had one female, and it ruled that help wanted ads could no longer mention a preferred race but did nothing to stop the classifieds from being separated by gender. Surprisedly, the first complainants to the EEOC were not men interested in being a Playboy bunny, nor were they oppressed black men as expected – they were airline stewardesses. They complained about the airline ban on marriage, age discrimination, and constant weight checks. When a hearing was held on the issue, one male representative jokingly said to the female flight attendants, “Stand up so we can see the dimensions of this problem.”

Again, Representative Martha Griffiths did not find this funny. When the airlines insisted that businessmen wouldn’t want to fly if women who gave them coffee were unattractive, she responded, “What are you running, an airline or a whorehouse?” 

A Movement Begins. When it became clear that the EEOC had no intention of protecting female workers, women began to organize. With the popularity of her book, Betty Friedan became a natural leader. During the summer of 1966, at a conference of state commissions on the status of women, a group met in Friedan’s hotel room to discuss how to organize. Ideas ranged from starting a female version of the NAACP to a simple proclamation against discrimination. After hours of debate – with Friedan locking herself in the bathroom – a resolution was drafted, and the National Organization for Women(NOW) was created. Everyone pitched in five dollars to get the organization started, and a movement began. 

NOW started by picketing EEOC offices nationwide and championing the legal cases of women who had been discriminated against. The women who started NOW understood the law and how to use the media effectively, but they did not have the infrastructure to grow a mass movement and did not have the legal help to take on the number of cases proposed. Friedan wrote, “With no money, no office, no staff, it was impossible to answer all the letters and calls from women who wanted to join NOW. When someone would get so impatient that she’d call long-distance … I’d make her the local NOW organizer – if she didn’t sound too crazy.” 

➡️➡️Read More: Women in the Workplace: 06_Stay Home or Be Paid Less

An Important Legal Victory. NOW’s most important legal victory was Weeks v. Southern Bell. Lorena Weeks had been denied a promotion from a clerk to a switchman’s position. She was told that it was because men are the breadwinners and women don’t need this type of job. She filed a complaint with the EEOC and lost her case because Southern Bell used an argument that employers could declare a job was for men or women only if there was a reasonable qualification that only one sex could fulfill. In Weeks’ case, the new position would require her to move equipment over 30 pounds which was allegedly too much for a woman. (Never mind that her typewriter, which had to be removed from the desk each night, was 35 pounds.) This was a loophole, and the NOW legal team wanted to clarify it. After bringing in large items for NOW’s attorney, Sylvia Roberts, to move in court, the Fifth Circuit of Appeals decided in favor of Lorena Weeks. It was an important victory and showed that women could choose whether they wanted non-traditional jobs, not employers. She eventually received $31,000 in back pay and the switchman’s job. 

The movement continued to grow and evolve as additional forces contributed to the trajectory of the women’s movement. For one, the economy was growing, and more women were needed in the workforce. Jobs were changing, and there was a need for fewer laborers and more customer service representatives. In 1966, President Johnson even urged employers to hire “women, teenagers, the handicapped, and immigrants” to fill the vast number of job openings. Recruiters were targeting stay-at-home moms to meet the supply. Two-thirds of new jobs in the 1960s went to women. The economy continued to grow, and consumers kept buying. Advertisements and media highlighted the good life, which was expanding to include two cars, multiple televisions, and entertainment for the kids. 

Women in the Workforce: We Can Do It!

Whether married or single, with children or not, working part-time, full-time, or even two jobs, as a stay-at-home mom or a community volunteer, American women can do it! Throughout history, American women always have. And I am so proud we do! Over the next few months, I will explore how topics about women in the workforce from the early 1900s until the present. Also, I want to note the changing trends of women in the workforce that this series contemplates will focus on white, middle-class women. Women of color have had very different experiences, and their work lives have been defined by racism, sexism, and financial necessity. I have pointed this out when possible, but please keep in mind that this series is not a complete picture of all women. .

This is Part 9  of a 14-part series, Women in the Workforce: We Can Do It!, which explores topics related to the history, challenges, and accomplishments of working women in America. Topics to date include: 01_Women in the Workforce: We Can Do It!, 02_The War Opens the Doors for Working Women, 03_Rise of Jobs, Rise of Inequality,  04_Working Women and The Great Depression, 05 The Rise of Female Empowerment, 06_Stay Home or Be Paid Less and 07_A Woman’s Place, and 08_The Myth of the Ideal Woman.

Propel HR President Lee Yarborough

“My father, Braxton Cutchin, and I founded the company in 1996. After being in the PEO and HR world for 25 years, I have experienced firsthand the value we can provide to both the clients and the employees. It is truly a win for all parties. I’m proud to have helped establish Propel HR as an industry forerunner in the Southeast. There is nothing I love more than receiving phone calls from clients who seek my advice as a trusted advisor. This is a business where I feel that I can help others, and that is important to my own value.”

                                                — Lee Yarborough, President, Propel HR

Active in many professional and community organizations, Lee recently served as Chair of the Board of Directors of the National Association of Professional Employer Organizations (NAPEO). As NAPEO Chair, Lee focused on diversity and initiatives to deepen member relations. Under her leadership, she formed Women in NAPEO (WIN), a networking group designed to engage, empower, and encourage women working in the PEO industry. On the local level, Lee also served as the Chair of NAPEO’s Carolinas Leadership Council for more than a decade. In 2015, she was named a Fellow of the eleventh class of the Liberty Fellowship Program and a member of the Aspen Global Leadership Network.

An advocate for public education, Lee has served on the executive board as Chair of Public Education Partners and is the founder and director of Read Up Greenville, a young adult and middle grades book festival in downtown Greenville, SC.

When she breaks from board meetings, client visits, and networking, most likely, you will find Lee reading, camping, or spending time with her family. She also enjoys volunteering at her church and staying involved with her children’s schools.

About Propel HR. Propel HR is an IRS-certified PEO that has been a leading provider of human resources and payroll solutions for more than 25 years. Propel partners with small to midsized businesses to manage payroll, employee benefits, compliance and risks, and other HR functions in a way that maximizes efficiency and reduces costs. Visit our new website, www.propelhr.com.

Health Insurance and Employer Responsibilities

Do you provide health insurance for your employees? If so, you should be familiar with your responsibilities under all applicable laws and regulations, which may vary depending on your company’s size, location and the types of benefits offered by your employee health plan.

Small Business Series on Employee Benefits Part 2: From understanding the types of health plans and calculating costs to putting together an employee benefits package, this ongoing small business series explores a wide range of topics related to employee health insurance and benefits. To learn more, read the most recent post, Understanding the Different Types of Health Plans for Small Businesses.

Key Laws and Regulations

Affordable Care Act (ACA). Under the Affordable Care Act, Applicable Large Employers (ALEs) are required to offer health insurance plans to their full-time employees and their dependents. ALEs are employers with 50 or more full-time employees, including full-time equivalents (FTEs), during the prior calendar year. 

Employee Benefits Security Administration (EBSA). The Department of Labor’s Employee Benefits Security Administration (EBSA) oversees retirement, health and other workplace-related benefits for workers and their families.

EBSA develops regulations, helps educate workers, plans sponsors, fiduciaries, and service providers, and enforces certain laws related to health benefits. The agency provides general guidance on employer obligations and compliance under each law and regulation.

Children’s Health Insurance Program Reauthorization Act (CHIPRA). The Children’s Health Insurance Program (CHIP) is a partnership between the federal and state governments that provides low-cost health coverage to children in families that earn too much money to qualify for Medicaid.

Consolidated Omnibus Budget Reconciliation Act (COBRA).  When group health coverage ends due to a qualifying event, COBRA gives workers and their families the option to continue group health plan coverage. Qualifying events include termination for any reason other than gross misconduct or reduction in the number of hours of employment. The law generally applies to all group health plans offered by private-sector employers with 20 or more full-time employees or by state or local governments. Under COBRA, employers and plans are also responsible for providing employees and their families with certain notices explaining their COBRA rights and when they may be eligible for continuation coverage. 

Employee Retirement Income Security Act (ERISA). ERISA offers protection and creates standards for employees enrolled in retirement, health, and other benefit plans sponsored by private-sector employers, including rights to information, a claims and appeals process, and access to the benefits included in their plans. Among the responsibilities under ERISA, employers must provide workers with information about the features and funding of the plan. The U.S. Department of Labor (DOL) maintains a guide on employer obligations under ERISA for general reference.

Genetic Information Nondiscrimination Act. This federal law prohibits discrimination in group health plan premiums based on genetic information. In addition, under the Genetic Information Nondiscrimination Act, group health plans are prohibited from requesting genetic information or requiring genetic tests.

Health Insurance Portability and Accountability Act (HIPAA).  HIPAA establishes national standards to protect patient health information from being disclosed without the patient’s consent or knowledge. The  HIPAA Privacy Rule requires certain privacy safeguards and set limits and conditions on how the information is used and disclosed.  

Mental Health Parity Act. Under the Mental Parity Act of 1996 (MHPA), financial requirements and treatment limitations for benefits related to mental health and substance use disorder must be consistent with medical and surgical benefits. 

Michelle’s Law. Signed into federal law in 2009, Michelle’s Law oversees medical leave for college students. Under Michelle’s Law, college students are allowed to take up to 12 months of medical leave from both school and work. Under the Affordable Care Act (ACA), group health plans and issuers are generally required to provide dependent coverage to age 26 regardless of the student status of the dependent. 

➡️➡️READ MORE:  Understanding the Different Types of Health Plans for Small Businesses

Newborns’ and Mothers’ Health Protection Act (NMHPA). The Newborns’ and Mothers’ Health Protection Act of 1996 (NMHPA) is a federal law that affects the benefits of a hospital stay for a mother and newborn child. 

Women’s Health and Cancer Rights Act (WHCRA). Signed into federal law in 1998, WHCRA provides protections for breast cancer patients who elect breast reconstruction in connection with a mastectomy. The law applies to group health plans and individual health insurance policies. 

Additional Resources. Certain federal laws can affect health benefit coverage which may or may not apply to your company’s health plan. The Department of Labor offers resources related to health benefits, including a set of interactive, online tools to help employers learn more about federal laws and their responsibilities.

Compliance Risks and Health Benefits

While it’s not required, many employers choose to offer health insurance as a benefit to their workers and as a way to attract top talent. In a tight labor market, health insurance can be a deciding factor for job seekers. If you decide to provide group health insurance, it’s important to seek legal guidance to understand which laws and regulations, both federal and state, apply to your business. 

PLEASE NOTE: This information is for general reference purposes only. Please check with the appropriate organizations or government agencies for the latest information and consult your employment attorney and/or benefits advisor regarding your responsibilities. In addition, your company may be exempt from certain requirements and/or be subject to different requirements under the laws of your state. (Updated July 28, 2022)

About Propel HR. Propel HR is an IRS-certified PEO that has been a leading provider of human resources and payroll solutions for more than 25 years. Propel partners with small to midsized businesses to manage payroll, employee benefits, compliance and risks, and other HR functions in a way that maximizes efficiency and reduces costs. Visit our new website at www.propelhr.com.

Women in the Workforce Part 8: The Myth of the Ideal Woman

The 1960s began just as the 1950s ended. Women were still considered the weaker sex, and society reinforced this ideal.

 

The 1950s was the end of an era, and our nation was on the verge of a precipice. The myth of the ideal woman was prominent in the 1950s, and the M.R.S. was the most sought-after degree in college. It was a unique time economically, with opportunities for young couples to buy houses and raise their children on one salary. Marriage rates were high, and birth rates had increased. More than 95% of women who came of age in the 1950s married, more than at any other time. 

➡️➡️Read More_Women In the Workforce: 05 The Rise of Female Empowerment

At the same time, the number of women completing higher education decreased. More women were dropping out early to marry, and degrees were forgotten to begin a family. As the 1950s ended, the country was in a prosperous place but on the verge of a coming change.

It is important to note that the changing trends this blog series addresses primarily impacted white, middle-class women. Women of color and women in poverty have had very different experiences. I highlight choices that women have made as well as movements and political actions that women have inspired. I recognize the privilege that one has in the ability to choose careers or family. I also recognize the privilege of political action. When one is just trying to survive and feed their family, they are unlikely to start a feminist movement. 

Jobs Defined by Gender. The 1960s began just as the ‘50s ended. Women were still considered the weaker sex, and society reinforced this ideal. Help wanted ads had specific female sections advertising “pink collar” jobs, such as clerical, nursing, teaching, and housekeeping. The few women who became professionals were defined by their gender, such as a “female physician” or a “lady lawyer.” Employers had different salaries for women as a policy. The assumption was still that women who worked were either single and living with parents or married and just wanted some “pin” money. The reality was that by 1960, there were as many women working as at the peak of World War II, and the majority were married. Thirty percent of American wives were working, including 40% with young children. 

➡️➡️Read More:  Women in the Workforce: 06_Stay Home or Be Paid Less

The Myth of the Ideal Woman Persisted. Yet, the ideal was still to stay at home and allow the husband to be the breadwinner. There was a sense of glory in that version of life and a message that continued to be shared with young girls. Author Gail Collins recounts a story in her book, When Everything Changed: The Amazing Journey of American Women from 1960 to the Present, about an auditorium of working-class high school students. The girls were asked if they expected to have a home and a family, and all the girls raised their hands. Then they were asked how many expected to work, and only a few raised their hands. The last question was how many of their mothers worked, and again, all of the girls raised their hands. 

The myth of the stay-at-home wife persisted whether it was attainable or not. Television and media contributed to the myth. In 1950, only 9% of U.S. households had a television, while in 1960, 90% had one. The women that were seen on the shows and commercials were mainly in the kitchen, and the message to girls was to let boys win. Cowboy shows were very popular in the early ‘60s, and the role of women was primarily to be kidnapped or caught in a natural disaster so that the true heroes could come to the rescue.

Limited Options for Unmarried College Graduates. Women who graduated from college without a ring on their fingers were candidates for short-term jobs as opposed to careers.

A flight attendant was a perfect path for many young women as they could have an adventure by being a hostess in the air. Women were prohibited from being pilots, and many flights were considered “executive flights,” which barred female passengers as well.

The airlines looked to hire attractive, single women to serve drinks and meals to their male passengers. Salaries were low, and flight attendants were subjected to regular weigh-ins and measurements. African American women were not welcome in the sky, with one airline requiring that hands must be “soft and white.” The average tenure of most flight attendants was 18 months because of the rule that required women to quit if married. Supervisors even read the newspaper announcements to ensure that no one broke this rule.

Few Women Entered the Professional World. In 1960, 6% of doctors were women, 3% lawyers, and less than 1% engineers. They were mainly in the low-profile specialties such as pediatricians, real estate law, and journalists writing for the women’s page. It was perfectly legal to discriminate on the basis of sex. If women did get a job in a more male-dominated space, there was very little chance of promotion. Conventional wisdom held that women preferred to be in supportive roles for men.

In the 1960s, Harvard Business Review produced a report on women in management and concluded that “there is scarcely anything to study” since there were so few women in that role. For the women who did succeed in entering the professional world, it was very difficult. Business was often conducted in men’s clubs, gyms, and lounges, and women were not welcome.

Read More:  07_Women in the Workforce: A Woman’s Place

Financially, Women Had Zero Power. All credit was in the husband’s name. Loans were based on the husband’s wages, even if the wife worked as well. If the wife was under 28,her salary was not relevant in calculating a loan because it was assumed she would soon be pregnant. Banks would consider half of her income if she was in her 30s and her full salary if she was over 40 or could prove that she had been sterilized.

Divorced women had an extremely difficult time and had to get their fathers or ex-husbands to co-sign loans. It was widely believed that if a woman could not keep her marriage together, how could she pay her bills properly. 

While this all sounds terrifying to us in 2022, very few people in 1960 questioned it. Collins recounts a story of Nora Ephron applying for a job at Newsweek after college. When told that women don’t become writers here, Ephron said it never crossed her mind to say, “how dare you.” This was just an example of social tradition. In fact, George Gallup found that only 19% of married women and 29% of single women recognized that there was sex discrimination in the workplace. 

Women in the Workforce: We Can Do It! 

Whether married or single, with children or not, working part-time, full-time, or even two jobs, as a stay-at-home mom or a community volunteer, American women can do it! Throughout history, American women always have. And I am so proud we do! Over the next few months, I will explore how topics about women in the workforce from the early 1900s until the present. Also, I want to note the changing trends of women in the workforce that this series contemplates will focus on white, middle-class women. Women of color have had very different experiences, and their work lives have been defined by racism, sexism, and financial necessity. I have pointed this out when possible, but please keep in mind that this series is not a complete picture of all women. 

This is Part 8 of a 14-part series, Women in the Workforce: We Can Do It!, which explores topics related to the history, challenges, and accomplishments of working women in America. Topics to date include: 01_Women in the Workforce: We Can Do It!, 02_The War Opens the Doors for Working Women, 03_Rise of Jobs, Rise of Inequality,  04_Working Women and The Great Depression, 05 The Rise of Female Empowerment, and 06_Stay Home or Be Paid Less and 07_A Woman’s Place

Propel HR President Lee Yarborough

“My father, Braxton Cutchin, and I founded the company in 1996. After being in the PEO and HR world for 25 years, I have experienced firsthand the value we can provide to both the clients and the employees. It is truly a win for all parties. I’m proud to have helped establish Propel HR as an industry forerunner in the Southeast. There is nothing I love more than receiving phone calls from clients who seek my advice as a trusted advisor. This is a business where I feel that I can help others, and that is important to my own value.”

                                                   — Lee Yarborough, President, Propel HR

Active in many professional and community organizations, Lee recently served as Chair of the Board of Directors of the National Association of Professional Employer Organizations (NAPEO). As NAPEO Chair, Lee focused on diversity and initiatives to deepen member relations. Under her leadership, she formed Women in NAPEO (WIN), a networking group designed to engage, empower, and encourage women working in the PEO industry. On the local level, Lee also served as the Chair of NAPEO’s Carolinas Leadership Council for more than a decade. In 2015, she was named a Fellow of the eleventh class of the Liberty Fellowship Program and a member of the Aspen Global Leadership Network.

An advocate for public education, Lee has served on the executive board as Chair of Public Education Partners and is the founder and director of Read Up Greenville, a young adult and middle grades book festival in downtown Greenville, SC.

When she breaks from board meetings, client visits, and networking, most likely, you will find Lee reading, camping, or spending time with her family. She also enjoys volunteering at her church and staying involved with her children’s schools.

About Propel HR. Propel HR is an IRS-certified PEO that has been a leading provider of human resources and payroll solutions for more than 25 years. Propel partners with small to midsized businesses to manage payroll, employee benefits, compliance and risks, and other HR functions in a way that maximizes efficiency and reduces costs. Visit our new website, www.propelhr.com.

How the Dobbs Decision Impacts Employers

While the impact of the Dobbs decision continues to evolve, there are important areas that may affect your business, such as health insurance plans, employee benefits, and workplace policies. Here’s what employers need to know.  

 

 

The Dobbs Decision

On July 24, 2022, the U.S. Supreme Court issued its final decision in Dobbs v. Jackson Women’s Health Organization which overturned Roe v. Wade. The final ruling in this landmark case brings an end to the protection of abortion rights under federal law. However, it doesn’t make having an abortion illegal. The decision shifts the power to individual states to develop, regulate and enforce abortion laws. 

How the Dobbs Decision Impacts Employers

Health Insurance Coverage. Under Title VII of the Civil Rights Act of 1964, employers that offer health insurance are not required to pay for coverage of abortions with the exceptions associated with endangering the mother’s life or medical complications.  

As states begin to enforce laws or requirements that restrict access to abortion-related services, employers that provide health insurance to employees and covered dependents should understand how coverage of abortions and reproductive-related healthcare services may be affected. Existing state laws may put employers at risk if they implement policies to assist employees seeking an abortion or even continue to cover abortions under their group health plan. For employers operating in multiple states, the legal risks are compounded. Multi-state employers will have to navigate a complex set of different rules affecting abortion coverage, depending on where covered employees and dependents live, work, and receive healthcare services.

Travel Benefits and Covered Expenses. According to a recent Society of Human Resource Management (SHRM) Research Institute survey, some companies are considering adding coverage of travel expenses to obtain medical procedures—including abortions.

In general, travel benefits for medical care are typically included in group health plans and can be provided tax-free up to certain limitations. Employers who want to integrate the travel benefit within their current group health plan or offer it outside of their plan should be aware of potential compliance requirements related to the Affordable Care Act (ACA) and ERISA, as well as legal and privacy issues. 

Recruitment Efforts. The ability to cover travel-related expenses for abortion services and care may also have an effect on future recruitment efforts. According to the SHRM study, employers surveyed said that covering travel-related expenses would enhance the ability to compete for talent. In addition, nearly one-quarter of businesses said that offering an HSA for travel-related expenses for abortion services and reproductive health care in another state would also enhance their ability to compete for talent.

Additional Benefit Plans. In states where abortion services are banned or limited, employers should consider how employees, and their covered dependents, may use other benefits programs or may need different types of benefits long-term, such as child-care support and adoption counseling. 

➡️➡️Read More:  Your HR Checklist for Q3 is Here

Job-Protected Leave. Although Title VII and the Pregnancy Discrimination Act (ADA) protect workers from employment discrimination based on their decision to have or not to have an abortion, there may be additional issues associated with taking time off to travel to another state for abortion-related care.

Under Title VII, employers are not required to provide pregnancy-related leave unless it also provides leave for other temporary illnesses or family obligations. However, in certain circumstances, workers are allowed to take job-protected leave as a reasonable accommodation under federal law, and in some states, additional protection may also be available. 

Privacy Laws. The ruling presents many privacy issues and HR teams should be familiar with applicable state and federal privacy laws. Federal laws, such as the Americans with Disabilities Act (ADA) and the Health Insurance Portability and Accountability Act (HIPAA), protect the confidentiality of medical information and still apply.  

Under the ADA, employers are required to maintain all employee medical information, including abortion-related information, as confidential medical records. In addition, HIPPA requires employers to protect the confidentiality of medical information provided by a group health plan. 

Digital Surveillance. Employers should also prepare for a potential increase in digital surveillance, from law enforcement and advertisers, for example. Also, note that data privacy laws, including data retention policies, can vary from state to state. 

Employee Morale. There are many conflicting emotions surrounding the Dobbs decision, and employers should expect an impact on employee morale. Be mindful of how your employees may be handling the situation.

Regardless of your benefit decisions, be proactive in communicating to your employees. Make sure your employees understand how to access and use the benefits provided in your Employee Assistance Program (EAP) as well as other resources available for support and confidential counseling.  

Stay Up to Date 

Your HR teams are likely to face a number of challenges in the days ahead. As of July 1, 2022, abortion is legal in 27 states and Washington, D.C.  Stay current with any changes in abortion-related health coverage relative to the applicable laws in your state and in the states where your employees are working. Before making any adjustments to your health insurance plan, employee benefits, and other workplace policies, it’s important to seek guidance from your legal counsel and benefits advisor to determine how applicable federal and state laws may affect your business.

PLEASE NOTE: This information is for general reference purposes only. Please check with the appropriate organizations or government agencies for the latest information and consult your employment attorney and/or benefits advisor regarding your responsibilities. In addition, your company may be exempt from certain requirements and/or be subject to different requirements under the laws of your state. (Updated July 14, 2022)

About Propel HR. Propel HR is an IRS-certified PEO that has been a leading provider of human resources and payroll solutions for more than 25 years. Propel partners with small to midsized businesses to manage payroll, employee benefits, compliance and risks, and other HR functions in a way that maximizes efficiency and reduces costs. Visit our new website at www.propelhr.com.

Women in the Workforce Part 7: A Woman’s Place

After the war, consumerism was at an all-time high due to rising income, easy credit, and aggressive advertisements through TV and print. While women did not necessarily have the income,  advertisements appealed to their power in buying decisions.

Brands Recognize Women’s Influence Over Buying Decisions. The ideal woman was portrayed as a perfect mother, beautiful wife, and coveted neighbor, and through the products sold, the ideal could be achieved. New inventions were promoted to make housework easier, and Americans spent a disproportionate amount of their income on appliances.

These ads seem funny today, yet the 1950s began the golden age in advertising, and by appealing to women’s domestic insecurities and using sexist messaging, many brands prospered. 

A Place as a Wife and Mother. Women Childbirth rates had been trending down over the past 100 years in the United States, and women had gradually been marrying later. This trend stopped after the war as women rushed to the altar, and families quickly grew. The number of women in college dropped to only 35 percent. College curriculums changed with an increased focus on home economics. Many women did not receive their diplomas at all because of their desire to drop out early to marry. According to Gail Collins, the “male President of Radcliffe greeted freshmen by telling them their years of college ‘would prepare them to be splendid wives and mothers and their reward might be to marry Harvard men.”

➡️➡️➡️Read More: Stay Home, Or Be Paid Less

Women were meant to marry, and there was a stigma against women who remained single. More than 95% of the women who came of age in the 1950s married, more than at any other time. The Cold War was at its height, and anyone who did not conform to society’s expectations was suspect. A psychiatrist in New York warned about such non-conforming women, “You all know women who lack warmth, tenderness, delicacy, and sweetness…They do not want to be homemakers, they do not want to be mothers. They want to be presiding judges of the Supreme Court.” He went on to warn that such tendencies could lead to “frigidity, homosexuality, and psychosis.”

A Place for a Pink Collar Job. The goal may have been the suburban utopia with a car, dishwasher, and three children, but this was not the reality for many women. Within a few years, after the war ended, women’s employment was almost back to its wartime peak.

Out of necessity and desire, women held jobs. Careers were limited, but women were able to have “pink-collar” jobs such as typists, telephone operators, teachers, and nurses. The jobs available were often low paying and perceived as suitable for women. Basically, they were the jobs that men did not want.  History provides a unique vantage point to see the broad swings of the pendulum. The years after the war represented a huge shift in cultural standards. People were reacting to the trials of the war and the depression. As often happens, the pendulum swung too far. 

Social Change Challenges the Role of Women. In 1963, Betty Freidan published The Feminine Mystique, which challenged the idea that being a mother and wife was the only avenue to fulfillment. The book became an instant bestseller, with over one million copies sold in the first year of publication. That same year, the Civil Rights Act of 1964 passed, which not only prohibited racial discrimination but also protected women in the workplace. It was evident that the times were changing, and the pendulum was starting to swing again. The first part of the 20th century brought about much change for women, and the coming decades were set to bring about even more. Women would have more choices, more opportunities, and continued challenges.

As the 1950s ended, a new era of social change was beginning. The time was right to show the world that a woman’s place is in the home AND at the office. In fact, a woman’s place is Everywhere!

Women in the Workforce: We Can Do It!

Whether married or single, with children or not, working part-time, full-time, or even two jobs, as a stay-at-home mom or a community volunteer, American women can do it! Throughout history, American women always have. And I am so proud we do! Over the next few months, I will explore how topics about women in the workforce from the early 1900s until the present. Also, I want to note the changing trends of women in the workforce that this series contemplates will focus on white, middle-class women. Women of color have had very different experiences, and their work lives have been defined by racism, sexism, and financial necessity. I have pointed this out when possible, but please keep in mind that this series is not a complete picture of all women. 

This is Part 7 of a 14-part series, Women in the Workforce: We Can Do It!, which explores topics related to the history, challenges, and accomplishments of working women in America. Topics to date include: 01_Women in the Workforce: We Can Do It!, 02_The War Opens the Doors for Working Women, 03_Rise of Jobs, Rise of Inequality,  04_Working Women and The Great Depression, 05 The Rise of Female Empowerment, and 06_Stay Home or Be Paid Less.

Propel HR President Lee Yarborough

“My father, Braxton Cutchin, and I founded the company in 1996. After being in the PEO and HR world for 25 years, I have experienced firsthand the value we can provide to both the clients and the employees. It is truly a win for all parties. I’m proud to have helped establish Propel HR as an industry forerunner in the Southeast. There is nothing I love more than receiving phone calls from clients who seek my advice as a trusted advisor. This is a business where I feel that I can help others, and that is important to my own value.”

                                                      — Lee Yarborough, President, Propel HR

Active in many professional and community organizations, Lee recently served as Chair of the Board of Directors of the National Association of Professional Employer Organizations (NAPEO). As NAPEO Chair, Lee focused on diversity and initiatives to deepen member relations. Under her leadership, she formed Women in NAPEO (WIN), a networking group designed to engage, empower, and encourage women working in the PEO industry. On the local level, Lee also served as the Chair of NAPEO’s Carolinas Leadership Council for more than a decade. In 2015, she was named a Fellow of the eleventh class of the Liberty Fellowship Program and a member of the Aspen Global Leadership Network.

An advocate for public education, Lee has served on the executive board as Chair of Public Education Partners and is the founder and director of Read Up Greenville, a young adult and middle grades book festival in downtown Greenville, SC.

When she breaks from board meetings, client visits, and networking, most likely, you will find Lee reading, camping, or spending time with her family. She also enjoys volunteering at her church and staying involved with her children’s schools.

About Propel HR. Propel HR is an IRS-certified PEO that has been a leading provider of human resources and payroll solutions for more than 25 years. Propel partners with small to midsized businesses to manage payroll, employee benefits, compliance and risks, and other HR functions in a way that maximizes efficiency and reduces costs. Visit our new website, www.propelhr.com.

Your HR Checklist for Q3

New regulations, reporting requirements and filing deadlines are only a few of the important HR-related tasks small businesses need to stay on top of in the coming months. Here’s your HR checklist for third quarter 2022.

PAYROLL & TAX

File Quarterly Form 941. Employers who withhold income taxes, social security tax, or Medicare tax from employee’s paychecks or who must pay the employer’s portion of social security or Medicare tax must file Form 941 by July 31, 2022.

Submit PCORI Fee. The Patient-Centered Outcomes Research Trust Fund (PCORI) is a fee on issuers of specified health insurance policies and plan sponsors of applicable self-insured health plans that helps to fund the Patient-Centered Outcomes Research Institute. The fee is calculated based on the average number of people covered under a specified health insurance policy. Fees are due July 31, 2022.

▶️▶️Read More: Choosing the Right Health Plan for Your Small Business

GENERAL HR

Review State and Federal Guidance for Hiring Teens. Small businesses that need additional help during the summer months, hiring teens can be an ideal option. Before adding teens to your staff, review federal and state guidance and regulations regarding for both pay and tasks. Every state has laws specific to youth workers, and employers must comply with applicable federal and state laws.

COMPLIANCE

Review Compliance for Extended I-9 Flexibilities Deadline. The Department of Homeland Security (DHS) has extended the flexibility in complying with requirements related to Form I-9, Employment Eligibility Verification, to Oct. 31, 2022.

Employers are encouraged to begin in-person verification of identity and employment eligibility documentation for employees who were hired on or after March 20, 2020, and who presented such documents for remote inspection in reliance on the flexibilities first announced in March 2020. Employers should also review all I-9 files and processes to ensure continued compliance as well as continue to track all employees that require an updated Form I-9 upon returning to work in person.

Submit Form VETS 4212 for Federal Contractors. Applicable employers with a contract or subcontract with the Federal Government must file an annual Form VETS 4212 to report affirmative action efforts in employing protected veterans. The deadline to file Form VETS 4212 is Sept. 30, 2022.

BENEFITS

Review New DOL Guidance on Mental Health. The Department of Labor (DOL) recently released new guidance on mental health leaves. Review updates on how protective leave is covered under the Family and Medical Leave Act (FMLA).

File ERISA Annual Report Form 5500. Applicable employers must report retirement plans, such as a 401(k), for every year the plan holds assets. The filing deadline for ERISA Annual Report Form 5500 is the last day of the seventh month following the end of the plan year or July 31 for calendar year plans.

Review Requirements for Health Plan Transparency Disclosures. In 2021, the IRS, Department of Health and Human Services, and Department of Labor released the Transparency in Coverage rules which requires group health plan and health insurance sponsors to make public disclosures regarding in-network and out-of-network rates beginning July 1, 2022. Therefore, employers should review all health plan service agreements and related contracts to make sure all required disclosures are included and in compliance with the final rule.

Review Health Plans and Employee Benefits Package. Now is a good time for a mid-year check-in with your employees to determine if adjustments need to be made to your employee benefits and health insurance plan in advance of a new plan year.

▶️▶️Read More: Choosing the Right Health Plan for Your Small Business

Need Help?  Depending on the type of business and industry, your HR checklist may be different and even more complex. If so, just contact us. By partnering with an IRS-certified PEO, you gain access to a team of experts to help you navigate the complexities specific to your business as well as stay compliant. To learn more, visit www.propelhr.com, and to download this helpful one-page HR Checklist for Q3 2022, visit www.mypropelpro.com/checklist.

About Propel HR. Propel HR is an IRS-certified PEO that has been a leading provider of human resources and payroll solutions for more than 25 years. Propel partners with small to midsized businesses to manage payroll, employee benefits, compliance and risks, and other HR functions in a way that maximizes efficiency and reduces costs. Visit our new website at www.propelhr.com.

PLEASE NOTE: This information is for general reference purposes only. As we continue to work during an active pandemic, laws, regulations, and filing deadlines are likely to change. Please check with the appropriate organizations or government agencies for the latest information and consult your employment attorney and/or benefits advisor regarding your responsibilities. In addition, your company may be exempt from certain requirements and/or be subject to different requirements under the laws of your state. (Updated June 20, 2022)

Women in the Workforce Part 6: Stay Home or Be Paid Less

Read Part 6 of Women in the Workforce: We Can Do It!, a 14-part series exploring topics related to the history, challenges, and accomplishments of working women in America.

 

After the war, it was expected that women would move aside and allow the men to return to their previous occupations. The government promoted the view that in peacetime, a mother’s primary duty is to be home with her children. However, not all women felt the same way, and circumstances did not allow women to move right back to their homes. Approximately 75% of women who worked during the war expected to continue their jobs after the war. Interestedly, this included high numbers of married women.

Polls showed that between 47% to 68% of married women wanted to keep working, but employers justified laying off many in favor of veterans returning from the war. The women who did choose to stay in the workforce were usually demoted and paid less. Ninety percent of women who continued to work after the war experienced a decrease in wages. A woman’s average weekly wage dropped from $50 to $37, a decline of almost 26%, compared to the overall decrease of 4% after the war.

➡️➡️READ MORE: 04_Working Women and The Great Depression

In 1947, the Department of Labor unsuccessfully attempted to pass an equal pay amendment. Secretary of Labor Lewis Schwellenbach argued that “There is no sex difference in the food she buys or the rent she pays, there should be none in her pay envelope.” However, cultural norms persisted, and as men returned from the home front, women were expected to stay home or be paid less.

According to the Women’s Bureau studies, of the 75% of women who expected to keep their jobs after the war, 84% felt they had no other alternative and needed to support themselves and their families financially. Eight percent expressed specific reasons such as buying a home or educational expenses which would keep them in the workforce. And only 8% reported that they liked working as the reason to stay part of the labor pool. There was very little difference between the responses of married women and single women. But enlisted men had been guaranteed their jobs back, which meant that women were pushed aside.

The Postwar years were a time of great economic prosperity. The middle class was growing as new jobs and opportunities increased. The GI Bill promoted homeownership, and white, middle-class Americans moved to the suburbs. The 1950s brought an increased focus on the importance of the family.

Traditional gender roles were valued, and it was a period of conformity. After the troubling times of the depression and war, people were in pursuit of the American Dream. Marriage and homeownership rates skyrocketed. Women married young and divorce was rare. The nuclear family was considered the building block to a strong society. The first Baby Boomers were born in 1946, and the idea that women were to be primarily wives and mothers prevailed.

The myth of the ideal woman was prominent in the 1950s. It was a throwback to the Victorian ideas surrounding the virtuous woman. The pants that she wore during the war years were replaced with girdles, full skirts, and unrealistic proportions.

Young women dropped out of college to marry early. The M.R.S. was the most sought-after degree in college. Magazines urged women to pretend to be helpless and dumb to maintain their husband’s love. Women were isolated in the suburbs as the men left each day for their jobs in the city.

The explosive economy created opportunities like no other time in history when a young couple could marry while the husband was still in school, buy a house with no savings, have children right away, and continue to increase their standard of living, all on a single income. Middle-class women everywhere were raising children with the help of Dr. Spock and sharing casserole recipes at the neighborhood get-togethers.

The media reinforced this image of domestic bliss. Television shows such as Leave It to Beaver and Father Knows Best praised the virtues of the perfect family: a hard-working father who provided for his family, a beautiful and adoring mother who kept a clean house and prepared wonderful meals, and mischievous children who learned life lessons in 30 minutes. These shows implied that a woman’s place was only in the home, and being a housewife held the ultimate fulfillment. June Cleaver even wore high heels and pearls while cooking dinner!

Comedian Lucille Ball perpetuated this myth in I Love Lucy. As independent and fun-loving as Lucy seemed, every time she tried to pursue an outside interest or job, she always failed in the most hysterical ways. The episode usually ends with Ricky teaching her a lesson and reminding her that she is best suited as Mrs. Ricky Ricardo. In the very first episode, Ricky states, “I want a wife who’s just a wife.”

➡️➡️READ MORE: 05 The Rise of Female Empowerment

Women’s magazines also promoted traditional gender roles. Articles focused on how to be a better wife, and advertisements targeted women as consumers by playing on her fears of not meeting the ideal domestic standards. African Americans also embraced the notion that a woman’s place is in the home, with a twist based on their traditional place in society. Ebony magazine wrote that Black women should stay in their own kitchens instead of cleaning someone else’s. This was a more powerful message than the magazines geared to white audiences, which promoted submissiveness and helplessness. It was as if women were not interested in anything except housekeeping, children, and the desire to please their husbands. Author Betty Friedan theorized that the change in journalism displayed in the 1950s was a result of women writers leaving their jobs after the war. Male writers replaced them and their ideal of domestic life was pushed.

Women in the Workforce: We Can Do It! 

Whether married or single, with children or not, working part-time, full-time, or even two jobs, as a stay-at-home mom or a community volunteer, American women can do it! Throughout history, American women always have. And I am so proud we do! Over the next few months, I will explore how topics about women in the workforce from the early 1900s until the present. Also, I want to note the changing trends of women in the workforce that this series contemplates will focus on white, middle-class women. Women of color have had very different experiences, and their work lives have been defined by racism, sexism, and financial necessity. I have pointed this out, when possible, but please keep in mind that this series is not a complete picture of all women. 

Please check back to read the next blog in the series, Women in the Workforce: We Can Do It!  Other topics to date include: 01_Women in the Workforce: We Can Do It!, 02_The War Opens the Doors for Working Women, 03_Rise of Jobs, Rise of Inequality,  04_Working Women and The Great Depression and 05 The Rise of Female Empowerment.

Propel HR President Lee Yarborough

“My father, Braxton Cutchin, and I founded the company in 1996. After being in the PEO and HR world for 25 years, I have experienced firsthand the value we can provide to both the clients and the employees. It is truly a win for all parties. I’m proud to have helped establish Propel HR as an industry forerunner in the Southeast. There is nothing I love more than receiving phone calls from clients who seek my advice as a trusted advisor. This is a business where I feel that I can help others, and that is important to my own value.”

 — Lee Yarborough, President, Propel HR

Active in many professional and community organizations, Lee recently served as Chair of the Board of Directors of the National Association of Professional Employer Organizations (NAPEO). As NAPEO Chair, Lee focused on diversity and initiatives to deepen member relations. Under her leadership, she formed Women in NAPEO (WIN), a networking group designed to engage, empower, and encourage women working in the PEO industry. On the local level, Lee also served as the Chair of NAPEO’s Carolinas Leadership Council for more than a decade. In 2015, she was named a Fellow of the eleventh class of the Liberty Fellowship Program and a member of the Aspen Global Leadership Network.

An advocate for public education, Lee has served on the executive board as Chair of Public Education Partners and is the founder and director of Read Up Greenville, a young adult and middle grades book festival in downtown Greenville, SC.

When she breaks from board meetings, client visits, and networking, most likely, you will find Lee reading, camping, or spending time with her family. She also enjoys volunteering at her church and staying involved with her children’s schools.

About Propel HR. Propel HR is an IRS-certified PEO that has been a leading provider of human resources and payroll solutions for 25 years. Propel partners with small to midsized businesses to manage payroll, employee benefits, compliance and risks, and other HR functions in a way that maximizes efficiency and reduces costs. Visit our new website, www.propelhr.com.